Chicago Northwest Suburbs Real Estate and More

  Are you looking for a tutor this summer or next year?  Do you live near Buffalo Grove, Long Grove or Vernon Hills?

     Cheryl Keller, a Buffalo Grove resident, has openings to tutor your elementary aged children. She has 15 years of experience tutoring children in grades K-5.  She individualizes the tutoring program to meet the specific needs of each child.  Cheryl has successfully utilized the University of Chicago Math Program as well as current teaching methods used in surrounding districts including School District 102 and School District 96.

     Cheryl has seven years of classroom teaching experience in second, third, and fourth grades. In addition, she founded Kaleidoscope Kids, a Kindergarten Enrichment program in Buffalo Grove, where she directed and taught the program over the past seven years. This program greatly enhanced students' skills in areas such as reading, writing, math and problem solving.

     Cheryl has a Bachelor of Science degree in Education from the University of Illinois and a Master of Education in Curriculum and Instruction from National-Louis University. Currently, Cheryl works at Kildeer School in Long Grove where she teaches first and second grade students in several literacy programs.

     If you ask her previous clients about her teaching and tutoring skills, they will give her outstanding reviews.  References are available upon request.

Call Cheryl  Keller at 847-634-6594 or e-mail her at Coopie162@aol.com for more information

The above information regarding was provided by Judy Greenberg, Realtor with Coldwell Banker Residential Brokerage

Judy's websites, www.movetovernonhills.com, www.buffalogrovehomes.com and www.judygreenberg.com provide all the information regardless as to whether you are a potential lessor or lessee, buyer or seller.  

Judy can be reached at 847-602-5435 or via email at info@buffalogrovehomes.com. Judy has helped people move in and out of  the Chicago Northwest  Suburbs. including but not limited to Vernon Hills, Long Grove, Kildeer, Buffalo Grove, Lincolnshire,  and Wheeling Illinois

Judy Greenberg | Coldwell Banker | 847-602-5435 428 White Pine, Buffalo Grove, IL Buffalo Grove home 3BR/1.5BA Single Family House offered at $269,000 Year Built 1965 Sq Footage Unspecified Bedrooms 3 Bathrooms 1 full, 1 partial Floors 2 Parking Unspecified Lot Size Unspecified HOA/Maint $0 per month DESCRIPTION BEST DEAL IN BUFFALO GROVE AND IT'S NOT A FORECLOSURE OR SHORT SALE. BEAUTIFUL SPLIT LEVEL HOME WTH LARGE REMODELED KITCHEN. BRIGHT AND OPEN FLOOR PLAN W/CATHEDRAL CEILINGS, HARDWOOD FLOORS UNDER CARPET IN BEDROOMS AND LIVING/DIING ROOM. OVERSIZED FENCED YARD. THIS HOME IS PRICED TO SELL FAST IN THIS MARKET. NO HS CONTINGENCIES PLEASE see additional photos below PROPERTY FEATURES Central A/C Central heat Walk-in closet Hardwood floor Family room Living room Dining room Dishwasher Refrigerator Stove/Oven Microwave Attic Washer Dryer Laundry area - inside ADDITIONAL PHOTOS Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Contact info: Judy Greenberg Coldwell Banker 847-602-5435 For sale by agent/broker Equal Opportunity Housing Posted: Jun 13, 2009, 5:35am PDT

The above information regarding was provided by Judy Greenberg, Realtor with Coldwell Banker Residential Brokerage (Buffalo Grove)

Judy's websites, www.buffalogroveareahomes.com and www.buffalogrovehomes.com and www.judygreenberg.com provide all the information regardless as to whether you are a potential lessor or lessee, buyer or seller.

Judy can be reached at 847-602-5435 or via email at info@buffalogrovehomes.com. Judy has helped people move in and out of the Chicago Northwest Suburbs. including but not limited to Long Grove, Kildeer, Buffalo Grove, Lincolnshire, Vernon Hills, and Wheeling Illinois

•1.     Choose a Buffalo Grove Realtor that best suits your personality!

By sitting down face to face with a Buffalo Grove prospective agent, you can really gauge how well the dynamic between the two of you works. It is incredibly important to choose a Buffalo Grove realtor who makes you feel exrtremely comfortable since you will be spending many of the next waking hours with this person.  

To learn more about me we can either meet for coffee- I like Dunkin Donuts better than Starbucks, but I never refuse a good latte, we can chat over the phone, or you can read a few of my blog posts at www.judygreenberg.com.   I think I'm kind of  funny, very honest, and someone I hope you will enjoy to be with. 

•2.     Choose a Buffalo Grove realtor you can trust

There are certain professions where trust is of the utmost importance and included in this list is realtors. A good realtor is someone who you know will do his or her best for you.   

 No -brainer! The high level of integrity and complete honesty bred into me enable you to put your trust in me to help YOU with your next real estate  purchase.  I will provide you a list of my past clients in order for them to give you a good idea of how I operate.    A great percentage of my business is  referral based.

•3.     Choose a full- time Buffalo Grove  realtor

These days, it seems that almost everyone is or knows  a realtor. Some realtors do it as a hobby, and some do it as a full time job.  I do it  almost 24/7.   By hiring a full time realtor, you help assure that their search for your new home is full time as well.  During your search for the perfect home, a realtor will be looking for the home on the multiple listing service that meets all of your criteria.

I go beyond that.    Many times when I have a buyer in a specific price range and they can't find a home that they are truly in love with, I go the extra step.   I ask the realtors in my office, Coldwell Banker Residential Brokerage, if anyone has a listing that they know that is coming on the market soon.  If this networking proves unsuccessful, I take it one step further and ask my close friends and colleagues I trust in the other offices in town to see if they know of any listing that is going to meet the needs of my buyers.    Although inventory is high, and you are  probably laughing to yourself that a person can't find a home in today's market, many times the best homes do not even hit the market. If I have a challenge to find you the perfect home, I will do everything in my power to help you find it. 

•4.     Choose a Buffalo Grove realtor that wants what you want.

Will your realtor listen to your needs and wants and understand that during this process your needs will change.

It took me 2 years to find my dream home, so I completely understand!  I work hard to ensure each move and home purchase/sale is as smooth and pleasant as it can be.   Buying a home can be stressful, so my goal is to take some of that stress away.

 •5.     Choose a local Buffalo Grove  realtor.

It is important to choose a realtor who knows the area like the back of her hand.  Your realtor should be completely versed in the schools, subdivisions,school districts, boundary lines, commuting, type of water the home uses, conservancy laws, etc

Let me give you an example.  Suppose a school district changed boundaries within the last few years.   Many listing realtors are relying on old school information, and submitting incorrect schools or incorrect spelling of schools on the MLS sheets.  This is happening more frequently today, especially with the influx of foreclosures and bank owned property on the market.  The seller's bank hires the Realtor and this realtor may live and work hours from the property.  If a buyer's realtor does not know the area, they will incorrectly rely on the listing agents mistakes.

When you are negotiating on behalf of your client, it is always better to be the one who is more knowledgeable about the area.  If you are representing the buyer and the seller won't budge on the price, you always have the advantage if you have seen the inside of the comparables and the reason that they sold for the price they did. A local realtor has the upper hand in the negotiations.

 If you would like more information about Buffalo Grove, Illinois, please do not hesitate to call me at 847-602-5435.  I'm a realtor who specializes in the Buffalo Grove area. 

My  websites, www.buffalo,  www.buffalogroveareahomes.comgrovehomes.com and www.judygreenberg.com will provide you all the information regardless as to whether you are a potential buyer or seller! 

I can be reached at 847-602-5435 or via email at info@buffalogrovehomes.com. I have helped people move in and out of  the Chicago Northwest  Suburbs. including but not limited to Buffalo Grove, Illinois

Looking for a Long Grove pre-foreclosure, Long Grove foreclosure or  RE0 in the Long Grove area?

Every buyer in Long Grove or Hawthorn Woods or for that matter any client wants a deal .  Depending on the particular situation,  deals can most definitely be had, sometimes in the form of a short sale purchase , a true foreclosure,  or in my case my favorite kind of deal is  just a very motivated seller. Below you will find a list of some of the preforeclosure and foreclosure  properties in Long Grove, Kildeer and Hawthorn Woods are that are currently on the market.

In case you want to try the  Long Grove/ Hawthorn Woods foreclosure route, I have the experience to make this transaction as easy as possible.  I have provided to the right, a list of the pre- foreclosures  foreclosures and bank owned property ( REO's) in the Long Grove area.

If you aren't familiar with the difference between pre- foreclosure or REO( banked owned) I explained the terms below

 Pre-Foreclosure (often a short sale)

In this scenario the seller still owns the house  is behind on their mortgage and the lender has begun foreclosure action.   It is a "short sale" because the lender would have to agree to accept less than what is owed in order for the sale to close.  In most, cases due to the pending foreclosure judgment, there is a time factor as the seller races the lender who is likely working on foreclosing on the house even though the seller is trying to sell it.  Presently there are

Short sales are great for people who have patience, do not get too emotionally tied up in the deal and might not want to deal with repair work in their new property .  Since the owner still is living in the property, one of my concerns is the condition the sellers will be leaving the property in at closing.

Foreclosures (bank owned properties or REO's  that have already been foreclosed on by the lenders)

In this scenario, the lender has already foreclosed on the house and taken it back and put it back on the market.  The bank is the new owner and seller... The foreclosed on house will be vacant and possibly in need of repair work such as new appliances. I have seen many kitchens that are completely gutted.  Sometimes I am completely surprised and the foreclosure is actually in very good shape. 

Foreclosures are often sold at a greater discount than short sales and you normally receive an answer quickly (even in a day or two). My advice to you is that you should only buy a foreclosed property  if there are relatively "FEW" foreclosures  or short sales in the neighborhood. You do not want to buy a foreclosure where there are "MANY" foreclosures in the neighborhood.

Buying and selling real estate in Long Grove or the surrounding Northwest Suburbs, especially short sale and foreclosure properties, has it's challenges but  in many times can be  rewarding.  I have recently purchased a bank owned home for my clients, at a price way below the appraised value.     I myself have worked on foreclosures and have the knowledge and expertise to make the foreclosure transaction as easy as possible.   If you are planning to buy or sell a property anytime soon, give me a call and we'll see what the best solution for you will be. 

The above information regarding was provided by Judy Greenberg, Realtor with Coldwell Banker Residential Brokerage

Judy's websites, www.buffalogrovehomes.com and www.judygreenberg.com provide all the information regardless as to whether you are a potential buyer or seller of Foreclosed properties.

Judy can be reached at 847-602-5435 or via email at info@buffalogrovehomes.com. Judy has helped people move in and out of  the Chicago Northwest  Suburbs. including but not limited to Lake Zurich, Vernon Hills, Long Grove, Kildeer, Buffalo Grove, Lincolnshire,  and Wheeling Illinois

This week alone, I have received 3 calls from lessees who need to uproot their family  from their current town home, since the home they are currently renting is going to be foreclosed on.  

Imagine having dinner with your 3 and 6 year old and the sheriff comes to the door asking you for the taxes and/or the mortgage, or even better telling you that you have to move out today.     Unfortunately, this scenario happened to one of my clients in  Buffalo Grove, Illinois, an  affluent suburb of Chicago.   The lessess paid the rent on time, but their lessors never used the rent to pay their mortgage or taxes.  

Since I do a lot of rentals in the Buffalo Grove area, my job is to protect the people I represent.  If I represent, lessors, I do a background check on the lessees.  If I represent, lesses, I  need to of course protect their interests.  

In order to protect your client if he/ she is the the lessee, and prevent them from being thrown out on the streets, or from being a victim of foreclosure,  it is important to ask these questions prior to signing a lease or rental agreement.

1. How long has the house been vacant?

• If the house has been vacant for more than a few months, it is very possible that the landlord could be distressed and must get your first/last month rent and security deposit to catch up on the mortgage that may be past due. This is the first sign that there might be a problem.  

2. Is the lessor  currently behind on their mortgage payments?

• This is a direct question that sometimes might  catch the landlords off guard, but in order to protect the tenant  and to keep him from being victimized, it doesn't hurt to ask the Question!! If the landlord becomes defensive, that is a red flag and you may want to move on to the next property.

3.. Are the taxes current on the property?

• Not only does properties get foreclosed on because of non payment for the mortgage , non payment of property taxes can also cause a property to be foreclosed on. You can also check the tax records if you feel awkward asking this question.

4. Lastly,  ask if you could pull the credit of the lessor.- Don't get me wrong, the first time I was asked this question about one of my lessors, I was taken aback and appalled that they were asking for my client's credit.  My client was allowing these people to rent from us!  However, after I have heard the problems lesses go through, I  now perfectly  understand and can sympathize.  People want and need  to protect their families from having to be a victim of foreclosure,  Its a mess, the  legal fees, double moving costs and lastly,  its not fun to have to move out suddenly when the sheriff comes knocking on your door. 

If you want more information regarding specific real estate sales in the Buffalo Grove, Long Grove, and Lincolnshire area, please do not hesitate to call me at 847-602-5435 or email me at info@buffalogrovehomes.com   I am available 24/7 to make appointments!  Check out my website and www.buffalogroveareahomes.com